Crypto Deposit Support
Choose an asset and network, receive a unique address, and have confirmed deposits converted to Naira equivalent value.
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How it Works
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ZWAP is financial infrastructure connecting banking experience, digital assets, stablecoins and payment rails.
One app
Choose an asset and network, receive a unique address, and have confirmed deposits converted to Naira equivalent value.
Fund ZWAP through your unique virtual account number or send money from your ZWAP balance to a local bank account.
Choose an asset and network, receive a unique address, and have confirmed deposits converted to Naira equivalent value.
Top up yourself or someone else directly from your ZWAP balance.
Spend your balance with a physical or virtual card wherever accepted.
Your balance, quick actions and full transaction history in one place. Deposit or transfer in a tap, and watch every movement land in real time.
Pick an asset and network to get a unique wallet address. Send from any external wallet and the deposit is converted to Naira and credited automatically.
Buy any supported asset straight from your ZWAP balance and have it delivered to any external wallet address, across all major networks.
Send money from your ZWAP balance to any local bank account. The account name resolves automatically and every fee is shown in full before you confirm.
Deposit crypto or make a bank deposit into your ZWAP account.
Transfer, buy crypto, or top up airtime and data from your balance.
Use the ZWAP card for everyday payments wherever accepted.
Make funding clear and visual. Bank deposits use a unique ZWAP account number; crypto deposits use a unique wallet address and selected network.
One ZWAP Card
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ZWAP is a crypto & fiat payments platform that automatically converts incoming cryptocurrency to local naira the moment it arrives. You can also send money to any bank account, buy crypto by wallet address, top up airtime and data, and spend your balance with the ZWAP card.
Send any supported crypto to your ZWAP deposit address. We detect it on-chain, convert to naira at the live rate, deduct 0.85%, and credit your balance — within 30–90 seconds. No action from you.
Navigate to Buy Crypto. Select a token, enter the amount, type in any destination wallet address, choose the network, and confirm. ZWAP deducts from your naira balance and sends crypto directly to that wallet. No wallet creation inside ZWAP. No seed phrases needed.
18+ tokens including USDT, USDC, BTC, ETH, BNB, SOL, MATIC, ARB, TRX, XRP, DOGE, TON, AVAX, BUSD, DAI, OP, LTC and more — across TRC-20, ERC-20, BEP-20, Base, Solana, Polygon and more networks.
Crypto deposits: 0.85% off-ramp fee. Buying crypto: 0.50% platform fee + exact network fee at cost. Naira withdrawals: ₦10 (up to ₦200K) · ₦50 (₦200K–₦1M) · ₦100 (above ₦1M). Naira deposits always free. Minimum withdrawal: ₦100.
ZID is your ZWAP Identification Tag — an alias replacing your legal name on transaction records. Counterparties see “ZID-XXXXXX” not your name. All users are fully KYC-verified.
Yes. Full KYC (BVN, NIN, government ID). Funds held with licensed banking partners. Real-time fraud monitoring. ZWAP never stores your private keys — your external wallet is always yours.
Live in Nigeria at launch. Ghana, Kenya, and South Africa next. Then Latin America, Southeast Asia, and the Middle East — all regions where crypto-to-fiat infrastructure is severely underserved.